Spread technology costs across the entire lifecycle

Whether you're investing in devices, infrastructure, software or services, Softcat can help you spread costs, preserve capital and align technology spending with your business priorities.

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Technology investment shouldn't mean compromise

Common challenges organisations face today:

Budget timing rarely aligns with technology requirements.
Upfront technology costs compete with other strategic priorities.
Refresh cycles can be delayed while maintenance costs continue to rise.

Finance more than hardware

Most competitors default to hardware only. We finance the complete deal.

Hardware

Keep technology current and scalable, including workspace devices, servers, networking, storage and hyperconverged infrastructure (HCI).

Software

Access the tools your teams need today, including Microsoft, Cisco, VMware, security solutions and multi-vendor software estates.

Services

Support transformation and operational goals through financing for professional services, managed services, cloud migration and implementation projects.

Procure. Pay. Use. Reuse.

Technology financing should support the entire lifecycle of your investment, not just the point of purchase.

From acquisition and deployment through to refresh and reuse, Softcat helps organisations fund technology in a way that aligns with budgets, preserves capital and supports long-term technology planning.

Procure

Acquire the hardware, software and services your business needs.

Pay

Spread costs in a way that works for your budgets and objectives.

Use

Unlock value immediately while preserving capital and cash flow.

Reuse

Maximise asset value through refresh, buyback and sustainable disposal.

Why Softcat?

Did you know? 96% of IT asset finance applications are approved, yet only 16% of UK businesses have ever used it. We combine technology expertise with flexible financial solutions to help organisations plan, fund and refresh their technology investments.

Transparency

We're not tied to a single funder. Rates are compared across multiple specialist finance providers to help achieve the best commercial outcome.

Customer first

One trusted relationship for both technology and finance, aligned to your requirements, budgets and business objectives.

Complete coverage

Finance complete technology solutions, from devices and infrastructure through to software, cloud and services.

Leading finance partners

Access a broad network of specialist finance providers and funding options through a single Softcat relationship.

Speed & simplicity

Technology and financing support together, helping simplify procurement and accelerate decision-making.

The value to your business

Flexible technology financing can help you achieve more with your budget, preserve capital and keep technology investments aligned with your business priorities.

Preserve capital

Reduce large upfront expenditure and retain budget for strategic business initiatives and future investments.

Predictable spending

Spread technology costs across manageable payments that support budgeting and forecasting over multi-year programmes.

Greater flexibility

Upgrade, return or extend technology as business requirements evolve, helping you stay aligned to changing needs

Competitive rates

Benefit from funding options benchmarked across multiple specialist finance providers to help achieve the best commercial outcome.

Global support

Access financing solutions designed to support international technology investments and multinational organisations.

Ready to unlock more value from your
technology investments?

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Flexible financing options

Every organisation's technology and budget requirements are different. That's why we offer a range of financing solutions designed to help you procure, deploy and refresh hardware, software and services in a way that works for your business.

Leasing

Spread the cost of technology over 1 to 5 years, with the flexibility to return, upgrade or retain assets at the end of the agreement.

Softcat payment plan

Extend payment terms through a simple billing arrangement directly with Softcat, helping you manage technology investments more effectively.

Loan

Flexible funding designed to support software and wider technology investments while maintaining control of your assets.

Hire purchase

Make regular payments over an agreed term, with ownership transferring to your organisation at the end of the agreement.

Consumption based models

Align costs to usage through flexible, scalable payment models that adapt to changing business demands.

Technology buyback

Unlock value from existing technology assets and reinvest it into future projects, upgrades or refresh programmes.

We believe the right financial solution should do more than help you buy technology. It should help you access the solutions you need sooner, unlock more value from your budget, and give your business the flexibility to grow. Whether that's through traditional financing or modern consumption models, we're here to help you invest with confidence and stay competitive.

Rob Golding

Financial Solutions Commercial Lead
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